1. Call The Police
You should always call the police after a car accident and request that a crash report be generated no matter how minor of an incident. A crash report can help document the accident and determine who was at fault. Without a crash report, if the other party denies the accident ever happened, the insurance company may deny your claim.
If you or anyone was injured, dial 911. If not, dial the non-emergency phone number of the city or town that you’re in. If you would like us to email you a list of non-emergency phone numbers that you can print and keep in your vehicle, click here.
2. Take Pictures
If it’s safe to do so, take as many photos of the scene as possible. Try to capture the location and position of the vehicles before moving them. Doing so can help the officer and/or jury determine who was at fault.
3. Report The Accident To Your Insurance Company
As soon as you are able, report the accident to your insurance company. Failing to do so within a reasonable amount of time could be grounds for them to deny your claim and or terminate your policy.
If you want to avoid a bombardment of questions, tell them you have an attorney, and he or she will be reaching out to them soon. They may ask for your attorney’s information, so be prepared to give it to them just in case or tell them he or she will make contact with them soon.
4. Hire A Lawyer
This is the most important step. A study conducted by the insurance industry discovered that even after paying attorneys’ fees, people who hired a lawyer received 3.5 times more money for their damages than people who didn’t.
An attorney whose main area of practice is personal injury can help you find the treatment you need and make navigating the entire process much easier. These lawyers for personal injury have a list of facilities and doctors who are the best in the industry at addressing any pain or discomfort you may be experiencing.
Sometimes it can take days, weeks, or even months for symptoms to appear one of these doctors can perform an examination and inform you if anything is wrong that may affect you in the future. Which brings us to tip number 5.
5. Seek Medical Treatment
After a car accident, you should at least get examined by a doctor. In Florida, you have 14 days to seek medical treatment, or you risk losing out on your personal injury protection benefits. In addition, insurance companies will try to lower the value of your claim for failing to seek treatment right away.
Call Me Today
If you have any questions, call me Rey Padron, at (305) 800-5342. If I can’t help you, I’ll find you someone who can.